Small business financing options that can benefit businesses
Frankly Funding, where small business go big. Providing fast and affordable financing for over 30,000 small businesses.
Tailored Financing
Created specifically for small businesses
Easy Process
Apply within minutes
Fast Funding
Receive funding within hours of approval
Small business financing options that can benefit businesses
Frankly Funding, where small business go big. Providing fast and affordable financing for over 30,000 small businesses.
Easy Process
Apply within minutes
Tailored Financing
Created specifically for small businesses
Fast Funding
Receive funding within hours of approval
What is Small Business Financing?
Business financing is when a small business receives financing, such as a business loan, merchant cash advance, or line of credit, that is used solely for business purposes. In fact, most businesses rely on small business financing to help meet many of their needs. Small business financing can apply to anything business-related such as marketing efforts, location expansion, and general working capital.
At Frankly Funding, we understand how small businesses operate and we’ve created financing solutions to meet those needs. Our funding solutions offer a simple application process, easy-to-understand terms, and flexible payment options so small businesses can obtain the working capital they need when they need it most.
It all starts with an application so we can learn more about your small business. If we’re a fit and your business is fully approved, our team will work diligently to send over your business’ funds as quickly as possible. Browse our financing options and see what’s right for your business!
Business Financing Options
Small Business Loan*
Great for receiving funds in one lump sum with fixed payments and terms. Small business loans are ideal for bridging a gap in cash flow, one-off equipment purchases, capitalizing on a new opportunity, or completing a big job.
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Loan Amount
Starts at $5,001, up to $1 million
Business Loan Terms
Starts at 3 months and ranges up to 60 months
Payment Frequency
An easy application process, fixed payments, longer terms, and access to higher dollar financing amounts
Flexible Payments
Automatic withdrawal from the business bank account
Key Benefits
An easy application process, fixed payments, longer terms, and access to higher dollar financing amounts
Cost & Fees
An interest charge or fixed fee will be charged; other fees may also be charged
Merchant Cash Advance*
A merchant cash advance is great for businesses that want more flexibility as the advance has variable payments based on credit card sales or other receivables.
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Advance Amount
Starts at $5,000 and ranges up to $500,000
Estimated Completion Date**
Payments are based on the business’ receivables, so there is no fixed payment term
Payment Frequency
Variable automatic payments based on the business receivables
Flexible Payments
Automatic payments are calculated based on a percentage of the business’ credit card sales or other receivables
Key Benefits
Great for businesses that have high credit card sales/receivables or are seasonal
Cost & Fees
The receivables are purchased at a discounted price and fees may be charged and deducted from the advance amount
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**An estimated completion date is calculated based on the estimated time it will take the business to deliver the receivables (which will vary based on the business’ performance). These estimated completion dates typically range between 3 months up to 18 months, but this is only an estimate.
Line of Credit*
A business line of credit is a flexible funding option that works on a revolving basis. It provides businesses with an approved amount of working capital funds that they can draw on whenever they need it. A business line of credit is valuable for unexpected expenses, acting as a cushion for cash flow during slow times.
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Available Funds
Credit limits starting at $5,001, up to $250,000
Payment Terms
Amortization from 3–18 months (the term may reset every time you draw capital)
Payment Frequency
Fixed daily, weekly, or monthly payments withdrawn from the business bank account on file
Flexible Payments
Payments are automatically withdrawn from the business bank account
Key Benefits
Flexible funding is ideal for repeat cash flow, which allows businesses access to working capital when they need it most
Cost & Fees
An interest charge or fixed fee will be charged; other fees may also be charged
Invoice Factoring*
Invoice factoring, also known as accounts receivables factoring, allows businesses to turn pending invoices into immediate funds.
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Advance Amount
Advance amounts start at $20,000 and range up to $10 million
Easy Application
Simply submit your outstanding invoices
Simple Process
Get immediate access to capital on outstanding 30, 60, or 90-day invoices
Commercial Real Estate Loan*
A loan to help the purchase, development, or repair of land, buildings, offices, and other commercial properties.
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Loan Amount
Loan amounts start at $75,000 and range up to $2 million
Loan Terms
Loan terms start as low as 5 years, ranging up to 20 years
Payment Frequency
Monthly payments from an account on file
Small Business Financing Questions to Consider
A merchant cash advance is a great option for businesses that accept credit cards, have lots of receivables, or are seasonal. It’s based on the businesses’ credit card sales or other receivables, so payments are flexible. If a business is looking for a higher financing amount and fixed payments, then a small business loan may be a better solution for the business.
How long your business needs working capital for can guide you towards the best option for your business. Merchant cash advances and lines of credit are the most flexible when it comes to shorter-term financing. Small business loans are great for long-term financing as your business may have up to 60 months to repay.
While some small business financing does take into account your credit score, the majority of commercial financing companies rely more on the performance of your business. Certain financing products, such as a merchant cash advance, typically allow for a lower credit score, whereas a line of credit might require a higher credit score.
Lines of credit could be the best business financing option since, once approved, you have access to a pre-determined amount whenever your business needs it.
Small Business Financing Questions to Consider
A merchant cash advance is a great option for businesses that accept credit cards, have lots of receivables, or are seasonal. It’s based on the businesses’ credit card sales or other receivables, so payments are flexible. If a business is looking for a higher financing amount and fixed payments, then a small business loan may be a better solution for the business.
How long your business needs working capital for can guide you towards the best option for your business. Merchant cash advances and lines of credit are the most flexible when it comes to shorter-term financing. Small business loans are great for long-term financing as your business may have up to 60 months to repay.
While some small business financing does take into account your credit score, the majority of commercial financing companies rely more on the performance of your business. Certain financing products, such as a merchant cash advance, typically allow for a lower credit score, whereas a line of credit might require a higher credit score.
Lines of credit could be the best business financing option since, once approved, you have access to a pre-determined amount whenever your business needs it.
Have Questions?
You have a question and we have an answer. Speak to one of our business advisors today.